urgency shown by some of the delegations.

"Weather patterns have altered and are causing grave concern in the insurance industry".

As Mr. Dlugolecki puts it, "Insurers will not be able to pay out for something that happens over and over again!"

After listing a series of unforeseable natural disasters such as storms and floods in Europe and an ice storm in Canada in the 1990's, Andrew Dlugolecki went on to say that:
"Emissions trading are at best an intermediate measure. The next 40 to 50 years will be difficult even if Contraction and Convergence is adopted now. We can only do something for the next generation. Seas will continue to rise for 100 to 200 years, but we can lessen the impact if we act now."

He went on to say that the insurance industry's efforts will be directed towards energy in general,but particularly investment in renewable energy technology.

"There are huge opportunities for renewable energy, even in
Scotland', where he lives, "where the daylight hours in Winter are short, a lot of it is still feasible."

Asked whether enough of the delegations could be persuaded to adopt Contraction and Convergence, he replied: "A sensitive question. The Kyoto Protocol has to default to Plan B, or the alternative is chaos."

"We are facing very big social problems such as major numbers of migrants from the Mediterranean and the East to Northern Europe, due to climate change, as droughts and floods affect those areas.